TERMS OF SERVICE

1. Acceptance of terms

By accessing or using the MarpoleAI platform ("Platform"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Platform.

You must be at least 18 years old to use this Platform. By using the Platform, you represent and warrant that you meet this age requirement.

2. Platform Description

MarpoleAI is a revolutionary platform that enables users to earn from their digital contributions through:

• Compute Sharing: Contributing idle device processing power
• Knowledge Contribution: Sharing information and insights
• Content Creation: Producing valuable content for the community
• AI Training: Participating in artificial intelligence improvement
• Data Validation: Verifying information accuracy
• Governance Participation: Voting on platform decisions
• AI Exchange System: Optimizing value exchanges between assets

3. AI Governance Model

MarpoleAI operates under a unique AI governance model that ensures fairness and prevents human manipulation:

Autonomous AI Systems

• Token Pricing AI: Automatically sets token values based on utility metrics
• Reward Distribution AI: Calculates and distributes earnings fairly
• Security AI: Monitors and prevents fraud or abuse
• Governance AI: Processes community votes and implements decisions
• Fairness AI: Ensures equal treatment regardless of user characteristics

Community Governance

Major platform changes require community approval through:

• Token holder voting (weighted by stake and contribution history)
• AI-mediated proposal review for feasibility
• Transparent implementation through smart contracts
• No central authority override capabilities

4. User Accounts & Registration

To access the Platform, you must create an account by providing accurate and complete information:

• Valid email address
• Secure password meeting platform requirements
• Identity verification (KYC) for compliance
• Wallet connection for token transactions

Account Responsibilities

• Maintain accurate profile information
• Report security breaches immediately
• Comply with community guidelines
• Respect other users' rights and contributions

5. CMAI Tokens & Economics

CMAI tokens are the primary value exchange mechanism on the Platform:

Token Characteristics

• Utility Token: Used for platform services and governance
• Growth Cap: Maximum 50% value increase per month to prevent speculation
• AI-Governed Pricing: Weekly price adjustments based on platform metrics
• Stakeholder Rights: Voting power in governance decisions

6. Earning Mechanisms

Users can earn CMAI tokens through multiple contribution types:

💻 Compute Contribution

• Share idle CPU/GPU processing power
• Automatic earnings calculation based on contribution
• Electricity cost compensation included
• Secure, privacy-preserving computation

🧠 Knowledge Contribution

• Submit factual information and insights
• Participate in peer review and validation
• Earn based on information reuse and accuracy
• Build reputation through quality contributions

📝 Content Creation

• Create valuable content for the community
• Earn from engagement and utilization
• Residual rewards for reused content
• AI-optimized content distribution

⚖️ Fair Distribution

All earnings are calculated by AI systems using:

• Contribution quality metrics
• Network value generation
• Community validation scores
• Long-term platform benefit

7. Data Rights & Ownership

🏠 Your Data Ownership

• Complete Ownership: You retain full ownership of all data you contribute
• Local Storage: Personal data stored primarily on your devices
• Consent Control: You control how your data is used and shared
• Deletion Rights: Right to delete your data at any time

📊 Data Usage

Your data may be used for:

• AI model training (with explicit consent)
• Knowledge base enhancement
• Platform optimization
• Community benefit projects

Always with your explicit consent and fair compensation.

🛡️ Data Protection

• End-to-end encryption for sensitive data
• Minimal data collection principles
• No selling of personal data to third parties
• GDPR and CCPA compliance

8. Community Guidelines

To maintain a positive and productive community, all users must adhere to these guidelines:

✅ Encouraged Behavior

• Contribute accurate, helpful information
• Respect diverse perspectives and backgrounds
• Collaborate constructively with other users
• Provide constructive feedback and validation
• Support community growth and learning

❌ Prohibited Behavior

• Submitting false, misleading, or harmful information
• Attempting to game or exploit earning mechanisms
• Harassment, discrimination, or hate speech
• Violation of intellectual property rights
• Malicious use of platform features

⚖️ Enforcement

Violations may result in:

• Warning notifications
• Temporary earning suspensions
• Content removal
• Account restrictions
• Permanent platform exclusion (severe cases)

9. Intellectual Property

Intellectual property rights are distributed fairly between users and the platform:

👤 User-Generated Content

• Creator Ownership: You retain ownership of content you create
• Platform License: You grant MarpoleAI license to use content for platform operations
• Attribution Rights: Your contributions are attributed to you
• Revenue Sharing: You earn from commercial use of your content

🏢 Platform Technology

• MarpoleAI retains rights to platform technology and infrastructure
• Open-source components remain under their respective licenses
• Community contributions may become part of the commons
• Governance decisions determine technology sharing policies

⚖️ Dispute Resolution

IP disputes are resolved through:

• AI-mediated initial review
• Community expert panels
• External arbitration (if necessary)
• Transparent decision processes

10. Privacy & Security

Your privacy and security are fundamental to MarpoleAI's architecture:

🔐 Privacy Principles

• Data Minimization: Collect only necessary information
• Purpose Limitation: Use data only for stated purposes
• User Control: You control data sharing and usage
• Transparency: Clear information about data practices

🛡️ Security Measures

• End-to-end encryption for sensitive communications
• Multi-factor authentication options
• Regular security audits and updates
• AI-powered threat detection and prevention
• Secure key management for token transactions

📊 Data Processing

We process your data for:

• Platform functionality and services
• Earning calculations and distributions
• Security and fraud prevention
• Platform improvement and optimization
• Regulatory compliance requirements

Detailed privacy practices are outlined in our separate Privacy Policy.

11. REGULATORY complianCE

MarpoleAI operates in compliance with applicable laws and regulations:

🏛️ Legal Framework

• Securities Compliance: CMAI tokens structured to comply with securities regulations
• AML/KYC: Anti-money laundering and know-your-customer procedures
• Data Protection: GDPR, CCPA, and other privacy law compliance
• Tax Reporting: Assistance with tax obligations for token earnings

🔍 KYC Requirements

Identity verification includes:

• Government-issued photo identification
• Proof of address verification
• Enhanced due diligence for high-value accounts
• Ongoing monitoring for suspicious activities

💰 Tax Implications

• Token earnings may be taxable in your jurisdiction
• Platform provides transaction records for tax reporting
• Users responsible for accurate tax compliance
• Professional tax advice recommended

12. Risks, Disclaimers & No Guarantee of Returns

Participation in MarpoleAI involves certain risks that users should understand:

💹 Financial Risks

• Token Volatility: CMAI token values may fluctuate
• Technology Risk: Platform dependent on complex technology systems
• Regulatory Risk: Future regulations may impact platform operations
• Market Risk: Digital asset markets can be unpredictable

🔧 Technical Risks

• Platform downtime or technical failures
• Smart contract vulnerabilities
• Cybersecurity threats and attacks
• Data loss or corruption

🛡️ Risk Mitigation

MarpoleAI implements multiple safeguards:

• Regular security audits and penetration testing
• Redundant systems and backup procedures
• Insurance coverage for platform operations
• AI-powered threat detection and response
• Community governance for major decisions

🔧 Technical Risks

• Platform downtime or technical failures
• Smart contract vulnerabilities
• Cyber security threats and attacks
• corruption

🛡️ Risk Mitigation

MarpoleAI implements multiple safeguards:

• Regular security audits and penetration testing
• Redundant systems and backup procedures
• Insurance coverage for platform operations
• AI-powered threat detection and response
• Community governance for major decisions

⚖️ Limitation of Liability & Disclaimers

Limitation of Damages: To the maximum extent permitted by law, MarpoleAI's total liability to you for any claims related to the platform shall not exceed the amount you have paid for platform services in the preceding 12 months, up to a maximum of $100.

13. account termination

Account termination procedures are governed by AI systems to ensure fairness:

👤 User-Initiated Termination

• You may terminate your account at any time
• 30-day notice period for token withdrawal
• Data deletion according to privacy policy
• Outstanding earnings distributed before closure

🤖 Platform-Initiated Termination

AI systems may terminate accounts for:

• Repeated community guideline violations
• Fraudulent or malicious activities
• Legal or regulatory requirements
• Security threats to the platform

💰 Post-Termination

• Earned tokens remain your property
• Withdrawal procedures continue to apply
• Content contributions may remain in commons
• Certain platform features become inaccessible

14. dispute resolution

MarpoleAI provides multiple mechanisms for resolving disputes:

🤖 AI-Mediated Resolution

• First-level dispute resolution through AI analysis
• Objective review of facts and platform policies
• Consistent application of rules and precedents
• Rapid resolution for straightforward disputes

👥 Community Arbitration

For complex disputes:

• Peer review panels of experienced users
• Transparent decision-making processes
• Community expertise in platform matters
• Binding decisions through smart contracts

📝 Dispute Process

• Submit dispute through platform interface
• AI system reviews and attempts resolution
• Community panel review (if needed)
• External arbitration (final recourse)
• Implementation of final decision

🕒 Time frames

• AI Resolution: Within 24 hours
• Community Panel: Within 7 days
• External Arbitration: According to arbitrator's schedule

15. changes to terms

Changes to these Terms follow a democratic, transparent process:

🗳️ Amendment Process

• Community Proposal: Any stakeholder can propose changes
• AI Review: Feasibility and impact analysis
• Public Comment: 30-day community discussion period
• Voting: Token holder vote (weighted by stake and contribution)
• Implementation: Automatic deployment if approved

⚡ Emergency Changes

Immediate changes may be made for:

• Critical security vulnerabilities
• Legal or regulatory requirements
• Platform operational stability

Emergency changes require post-facto community ratification within 30 days.

📝 Dispute Process

• Submit dispute through platform interface
• AI system reviews and attempts resolution
• Community panel review (if needed)
• External arbitration (final recourse)
• Implementation of final decision

📢 Notification

• All users notified of proposed changes
• 30-day advance notice for non-emergency changes
• Clear explanation of change implications
• Opt-out period for major changes